Valor Payroll Solutions
Workers' Compensation Requirements by State
Enterprise payroll expertise, exclusively for small businesses.
Table of Contents
Welcome to Valor Payroll Solutions’ comprehensive guide on Workers’ Compensation Requirements by State.
Our aim is to simplify and optimize your understanding of workers’ compensation regulations across different states. Whether you’re a small business owner or an HR professional, our resource is designed to enhance your compliance efforts and boost your online visibility.
Why Workers’ Compensation Matters:
Workers’ compensation is crucial for both employees and employers, offering financial protection in the event of workplace injuries or illnesses. It covers medical expenses, lost wages, and rehabilitation costs for employees, while helping employers manage financial risks and ensure compliance with state regulations.
Why Choose Valor Payroll Solutions:
Valor Payroll Solutions offers more than just information – we provide solutions. Our suite of payroll and HR services includes assistance in setting up workers’ compensation policies with pay-as-you-go options. This innovative approach allows you to manage insurance premiums efficiently, aligning them with your payroll expenses.
Conclusion:
Streamline your understanding of workers’ compensation requirements with Valor Payroll Solutions. Our guide simplifies compliance efforts while optimizing your online visibility. Explore our resource to access detailed information on workers’ compensation regulations and learn how our services can help you navigate these requirements seamlessly, boosting your business’s success and online presence.
Workers’ Compensation Chart by State
You’ll find the chart below, which lists your state and additional information.
| State | Mandatory with how many employees? | Additional notes |
|---|---|---|
| Alabama | 5+ employees (1+ employees for construction) | Officers are included in the employee count |
| Alaska | 1+ employees | Officers with less than 10% ownership are considered employees |
| Arizona | 1+ employees | Officers with less than 50% ownership are considered employees |
| Arkansas | 3+ employees (2+ employees for construction) | Officers are included in the employee count |
| California | 1+ employees | |
| Colorado | 1+ employees | |
| Connecticut | 1+ employees | |
| Delaware | 1+ employees | |
| Florida | 4+ employees (1+ employees for construction) | Officers with less than 10% ownership are considered employees |
| Georgia | 3+ employees | Officers are included in the employee count |
| Hawaii | 1+ employees | |
| Idaho | 1+ employees | |
| Illinois | 1+ employees | |
| Indiana | 1+ employees | |
| Iowa | 1+ employees | |
| Kansas | Mandatory for all employees making $20,000+ per year | Mandatory for all officers making $20,000+ per year |
| Kentucky | 1+ employees | |
| Louisiana | 1+ employees | |
| Maine | 1+ employees | |
| Maryland | 1+ employees | |
| Massachusetts | 1+ employees | |
| Michigan | 1+ employees | |
| Minnesota | 1+ employees | |
| Mississippi | 1+ employees | |
| Missouri | 5+ employees (1+ employees for construction) | |
| Montana | 1+ employees | |
| Nebraska | 1+ employees | |
| Nevada | 1+ employees | |
| New Hampshire | 1+ employees | The first 3 corporate officers are not counted as employees |
| New Jersey | 1+ employees | |
| New Mexico | 3+ employees (1+ employees for construction) | Officers are included in the employee count |
| New York | 1+ employees | |
| North Carolina | 3+ employees | Corporate officers are included in ee count; Sole prop, LLC officers count towards ee count IF included on WC policy |
| North Dakota | Monopolistic State | Insurance must be purchased directly from the state |
| Ohio | Monopolistic State | Insurance must be purchased directly from the state |
| Oklahoma | 1+ employees | |
| Oregon | 1+ employees | |
| Pennsylvania | 1+ employees | |
| Rhode Island | 1+ employees | |
| South Carolina | 1+ employees | |
| South Dakota | 1+ employees | |
| Tennessee | 5+ employees (1+ employees for contractors) | Compensated officers are included in the employee count |
| Texas | OPTIONAL - still highly recommended | Employees that become injured may bring a suit against the employer |
| Utah | 1+ employees | |
| Vermont | 1+ employees | |
| Virginia | 3+ employees | Officers are included in the employee count |
| Washington | Monopolistic State | Insurance must be purchased directly from the state |
| Washington DC | 1+ employees | Executive officers who receive remuneration are considered employees |
| West Virginia | 1+ employees | Owners, partners, officers, and members are assumed to be employees |
| Wisconsin | 1+ employees | |
| Wyoming | Monopolistic State | Insurance must be purchased directly from the state |
From Our Clients
Don’t just take our word for it
Need more help?
Fill out the form, and we’ll see how Valor can help you with your payroll needs.